We build. We lend. We make buying a brand-new home affordable!
New Home + Construction Loan & Home Mortgage = Move-In Quick
100% Financing Available!
The 1First Home Builder Advantage makes buying
or building a new construction home easy.
Select a home currently under construction. You complete colors and options.
Move-In quick. Read More
We can build on your lot with your house plan or choose from our library of affordable and energy efficient homes. Read More
We are a licensed mortgage lender, construction lender and home builder.
This makes us unique. Read More
First Home Builders offers financing with little to zero down payment options. Read More
First Home Builders has several homes under construction that are ready for purchase! We are focused on building affordable homes. Check out some of our pre-built inventory of homes. This is your move-in quick option.
Have a house plan in mind? Have you purchased a home design floor plan? First Home Builders
can assist with your custom home build projects on your land/lot. Our sales team will meet with you to review your plans and ideas. Bring in your drawings and vision so we can get to work building your new, custom home! We have an architect to assist with home plan changes and revisions when needed.
Tweak It – Make it Perfect!
Like Our Inventory and gallery of homes? Need a few changes on a home plan you see to make it your perfect dream house? Let’s work together and tweak the plan to fit your family’s needs.
Home Construction Loans, Vacant Land/Lot Financing, Mortgages –
We’ve got you covered with our low to zero down payment financing options. Every aspect of your financing is arranged in-house with our competitive rates and loan terms. We understand how to structure financing to meet your home construction and project needs.
Can I purchase and finance my land/lot and home package together?
Yes, this is the 1First Home Advantage. Once you are approved for your financing with us, the home package is confirmed and you have signed the Agreement to Build, we can purchase the land for you. The next step in the financing process is the construction loan. As your home is completed in construction phases, funds are released to pay for materials, contractors and supplies with a construction loan line-of-credit. First Home Builders arranges the construction financing also. Construction loans are typically set up as lines-of-credit, interest-only payment loans during construction. We can also work out arrangements for no payments during construction of your home especially if you have rent or another house payment. This eliminates double payments.
Once the home is complete, our mortgage division will convert your construction loan into a permanent long-term mortgage with repayment up to 30 years.
Many banks and lenders require 10-20% down payment for new home construction financing. First Home Builders is different as we offer all of the financing, with low to zero down payments, all under our 1Roof of companies!
Once your home construction is complete with a certificate of occupancy, we’ll work on converting your construction loan to a permanent long-term mortgage with payments up to 30 years.
What if I want to pay-off my home earlier than 30 years? We also offer 10-year, 15-year, 20-year fixed rate mortgages and adjustable rate mortgages with payments up to 30 years.
Under our 1Roof family of companies, Mortgage Capital Solutions, Inc., offers all types of mortgage financing including FHA, VA, and conventional mortgages. Mortgage Capital Solutions offers the benefits of a both mortgage broker and mortgage lender/servicer which means we have access to several investors, mortgage loan programs, great rates and service. Mortgage Capital Solutions provides financing in Michigan and Florida.
What our Mortgage Financing means for you? Save Money. Save Time.
Because we combine all aspects of the financing process in-house from the land/lot purchase, home construction process and permanent mortgage, we save you thousands in fees since you do not have to apply for 3 different loans. You will save a lot of time working directly with our financing experts so you can focus on all the fun decisions – like designing and building your new home!
New Construction – We Get It!
Many lenders or banks do not build homes, they lend money. First Home Builders does both – we build homes and we lend money – that’s our difference! We get it, we love new construction. Better yet, we strive for home affordability. Your first home should be a new home!
We understand how to tailor financing to make sure your home is built as quickly as possible and under the best financing terms available.
Custom Home Builder In your Area Livingston County, Michigan and beyond! Florida is coming soon! First Home Builders® – Let’s Build Your New Home Today!
Bring us your visions. We’ll make buying a brand new, custom home a reality!
Choose from our gallery of affordable homes or we can build, custom to meet your needs.
100% financing. That’s the 1First Home Advantage!
Why People Choose Us First Home Builders gives homebuyers an affordable new home without compromising quality and energy efficiency. We offer 100% financing. We build. We lend. That’s our Difference!
We build homes and lend money.
Questions about financing? Let our experienced loan specialists help you develop a financing package to build and finance your new home.
House and Land Packages
We build on your lot or choose one of our lots – we make building and financing a new home easy and affordable.
Get started today.
Find the services you need Custom Home Builder In your Area
TCPA Consent Agreement By providing your phone number, you consent and agree to being contacted by us regarding your loan inquiry and mortgage products and services at the telephone number provided You agree that we, or one ot our authorized third parties, may contact you, including through automated means, via telephone or mobile device, even it your telephone number is listed on a Do-Not-CalI registry. This consent is not required to obtain our goods and services. It you prefer to be contacted by other means, please contact us via the information below.
First Home Builders® is a registered trademark and wholly owned subsidiary of Vettraino Homes, LLC and Vettraino Group of Companies, located in Brighton, Michigan. We provide many years of residential construction, mortgage lending and homebuilding expertise.