Home Builder + Construction Lender + Mortgage Lender
= 1First Home Advantage
WE BUILD. WE LEND.
1First Home – Exclusive Energy Efficient Package
A typical 1First Home ‘seals the deal’ with top-rated efficiencies. We provide 2×6 stick-built construction, energy heel trusses, LED lighting, a 97% efficient Amana furnace, heavy denim blown-in R-21 insulation, R-44 ceiling insulation, a minimum 13 seer air conditioning system (with optional mini split zones), energy efficient windows, 3 dimensional standard shingles with full synthetic felt paper underneath, insulated frost proof, shallow foundation construction with slab on grade for designed homes, on-demand hot water heat, Nest or equivalent thermostat, optional heated flooring, and optional Amazon Alexa or Google Assistant home controls which make our First Homes “Michigan Energy Smart Homes.”
Every First Home Builders® house goes through a pressurized air leak, blower door test and all electrical outlets and framing studs are caulked and sealed to eliminate air infiltration.
Our 1First homes are 40% to 60% more efficient than homes that were built in compliance to the 1993 Model Energy Code.
Our 1First Homes are 20% to 30% more efficient than homes built to the 2006 International Energy Efficiency Code.
The lower costs and efficiency come from tested performance, improved HVAC systems, high performance windows, air infiltration, and water efficiency.
Building an energy efficient home will promote health, safety and lower utility bills. A low-cost heating/cooling energy efficient home will save you thousands of dollars in the long run.
100% Financing – The 1First Home Advantage
Saving for a down payment is the top barrier to home ownership. First Home Builders recognizes this challenge and has solved this issue with our low to zero down payment financing programs. Many lenders require 10-20% down payment for a new home construction package. This is our difference! We build. We lend. 100% financing
We offer financing programs that match you with a new home package and construction loan/mortgage financing. We provide the lot/land financing, home package, and construction mortgage financing all under our 1Roof of companies! Many times, a new house payment with be equal to or lower than most rent payments.
How does the financing work?
During construction of the home you’ll make interest only payments based on the amount drawn from your construction line-of-credit. Once the home is complete, we’ll convert your construction loan to a permanent end mortgage at competitive rates and loan terms. We offer low to zero down payment options and we offer closing cost rebate programs.
No payments during construction – financing option
Have a home to sell? What about two payments? Move twice? Yes, it may tough to pay your existing house payment plus a construction loan payment for your new home at the same time; First Home Builders has solved this issue with our ‘no payments during the construction’ option during building of your new home. Our financing team will work with you to determine the best financing and affordability needs. This eliminates moving twice! Ask us for details.
What Can I Afford?
Use the filter bar below to see different home price packages and estimated monthly house payments based on financing. This will help you determine your payment affordability level compared to home price packages.
Premium Products used in Every Home
Every First Home Builders® home is built with the highest-quality brand-name products in the industry. We partner with high-end manufacturers and leverage our regional purchasing power to bring greater quality and value to your home. From rough lumber and truss packages, appliances, flooring products to cabinetry and plumbing fixtures, we’re proud to build quality affordable First Homes using trusted named brands. Our special negotiated arrangements with suppliers and subcontractors, keeps home building affordable for you, our client. Click here to view our partner products page.
Custom Design Options
Our clients can choose from a variety of house styles and plans.
Brand New Custom: Start from the ground up. Select the home design and house plan options that best meet your needs and budget. You choose the materials for your new home from flooring, countertop options, cabinetry, appliances, paint colors and more. You design your home from the inside out.
We can also help you select popular house plans that are affordable with new, cutting edge designs. Yes, you can have features you never thought were possible in a First Home Builders’ home, like granite countertops, slow-closed cabinet drawers, 13’ cathedral ceilings, premium Anderson® or Jeld-Wen® windows.
Pre-Built or Move-In Ready: We offer homes that are pre-built or move-in ready so you can move in quickly and eliminate making all, or most of, the designing decisions. Sometimes life is too busy, and you want a “new home,” without having to make tons of decisions, we’ve got you covered with our pre-built home selections.
Building a brand-new home from the ground up is rewarding in many ways. First, it’s the product of your vision and needs. New construction allows you to create a home specifically tailored to meet your needs and lifestyle. It’s also satisfying to spend time in a home that has been custom designed and watch the exciting transformation. Contact First Home Builders today.